Workers’ Compensation Laws in Hawaii

Hawaii requires most employers to carry workers’ compensation insurance to protect employees who suffer job-related injuries or illnesses. The system is managed by the Hawaii Department of Labor and Industrial Relations (DLIR) and ensures that workers receive medical care, wage replacement, and rehabilitation benefits as needed.

Who Needs Coverage?

All employers in Hawaii must provide workers’ compensation coverage for their employees, regardless of the number of employees. This includes full-time, part-time, and seasonal workers. Independent contractors, however, are generally not covered unless misclassified.

What Benefits Are Provided?

Injured workers in Hawaii may be eligible for:

• Medical treatment from approved providers
• Temporary total disability (TTD) benefits
• Permanent partial disability (PPD)
• Disfigurement compensation
• Vocational rehabilitation
• Death benefits for dependents of deceased workers

Reporting an Injury

Employees must notify their employer immediately after an injury occurs. The employer is responsible for submitting the proper forms to the insurance carrier and to DLIR. Delays can result in postponed or denied benefits.

Medical Treatment Guidelines

Injured workers must receive treatment from physicians who are approved by the employer’s insurance carrier. Emergency treatment is exempt from this rule. Continued care, prescriptions, and follow-ups are generally covered under the workers’ comp policy.

Dispute Resolution Process

If a claim is denied, workers can request a hearing through the Disability Compensation Division. Disputes may be resolved through mediation, hearings, or appeals. Legal counsel is allowed and often advisable during these processes.

Statute of Limitations

In Hawaii, workers typically have two years from the date of the injury—or from the last compensation payment or medical service—to file a formal claim. Filing delays beyond this period could result in denial of benefits.

Types of Injuries Covered

Covered injuries include:

• Slips, trips, and falls on the job
• Repetitive motion injuries
• Occupational illnesses such as exposure to chemicals or noise
• Psychological injuries if linked to a physical injury

Legal Help for Workers

You may want to speak to a workers’ compensation attorney in Hawaii if:

• Your claim has been delayed or denied
• You’re being pressured to return to work too soon
• Your employer disputes the extent of your injuries
• You have long-term disabilities or chronic pain

Getting legal support can make a big difference in securing the full range of benefits you need to recover and move forward. A qualified attorney can help you navigate hearings, resolve disputes, and ensure you’re not left dealing with out-of-pocket medical bills or lost wages due to claim mishandling.