Georgia provides a structured workers’ compensation system to help employees recover from job-related injuries or illnesses without the need to sue their employers. The system is managed by the Georgia State Board of Workers’ Compensation, ensuring both workers and businesses follow clear rules regarding benefits, claims, and employer responsibilities.

Who Needs Coverage?

Any business with three or more employees in Georgia is required to carry workers’ compensation insurance. This includes full-time, part-time, and seasonal workers. Exceptions exist for some farm laborers, domestic workers, and railroad employees.

What Benefits Are Provided?

Georgia’s workers’ comp benefits include:

• Medical care from authorized providers
• Temporary total disability (TTD) payments
• Temporary partial disability (TPD)
• Permanent partial disability (PPD)
• Rehabilitation services
• Death benefits to dependents of deceased workers

Reporting an Injury

Injuries must be reported to an employer within 30 days, though sooner is recommended to avoid delays. After that, the employer should notify their insurer and provide the worker with proper forms and instructions for filing a claim.

Medical Treatment Guidelines

Workers must receive treatment from an approved list of physicians supplied by the employer. Emergency care is an exception. Continued care, therapy, and medications are covered if authorized by the insurance provider.

Dispute Resolution Process

If a claim is denied, delayed, or disputed, the worker can request a hearing with the State Board of Workers’ Compensation. Mediation is often the first step in resolving disagreements. Legal assistance is allowed and often beneficial.

Statute of Limitations

Injured workers typically have one year from the date of the injury—or the last medical treatment/payment—to file a claim. Failure to act within this time frame can lead to a loss of benefits.

Types of Injuries Covered

The system applies to a wide range of workplace injuries, including:

• Acute trauma (e.g., fractures, burns)
• Repetitive strain injuries
• Occupational illnesses from chemical exposure
• Stress-related disorders (only under strict conditions)

Legal Help for Workers

You may need a workers’ compensation attorney in Georgia if:

• Your employer denies the injury happened on the job
• You’re denied medical care or wage benefits
• You’re forced to return to work before healing
• You suffer long-term or catastrophic injuries

Having legal guidance can protect your rights and help you navigate appeals, paperwork, or settlement negotiations. A qualified attorney can step in when your employer or their insurer isn’t treating your claim fairly—ensuring you receive the medical care, wage replacement, and support you’re entitled to under Georgia law.