If you’ve been injured on the job in Arizona, you have legal rights that may entitle you to financial and medical support through the state’s workers’ compensation system. Whether you’re a construction worker in Phoenix or an office employee in Tucson, understanding Arizona’s laws can help you make informed choices after a workplace injury.

Who Qualifies for Workers’ Compensation in Arizona?

Arizona requires nearly all employers to carry workers’ compensation insurance, regardless of the number of employees. Most full-time, part-time, and temporary workers are covered. However, independent contractors and some casual workers may not be eligible, depending on the nature of the work and the employer’s control over it.

What Benefits Are Available?

Arizona’s workers’ compensation laws provide the following types of benefits to injured employees:

• Medical Coverage: All reasonable and necessary treatment related to the injury or illness is covered.
• Temporary Disability: Payments for lost wages if you’re unable to work temporarily.
• Permanent Disability: Compensation for a lasting impairment that affects your ability to earn wages.
• Death Benefits: Support for surviving dependents and funeral costs in the event of a fatal workplace injury.
• Vocational Rehabilitation: If your injury prevents you from returning to your previous job, you may receive help retraining for a new one.

How to Report an Injury

You must report your injury to your employer as soon as possible. Arizona also requires you or your doctor to file a Worker’s and Physician’s Report of Injury with the Industrial Commission of Arizona (ICA) within one year of the injury to maintain eligibility for benefits.

Can I Pick My Own Doctor?

In Arizona, your employer may direct you to a doctor for the first medical visit, but after that, you generally have the right to choose your own physician. However, it’s important to notify the ICA if you change doctors during treatment.

What if My Claim Is Denied?

If your claim is denied or your benefits are stopped early, you can file a Request for Hearing with the ICA within 90 days of the notice. Hearings are held before an administrative law judge. Legal representation can be helpful during this process, especially if the insurance company disputes your claim.

Time Limitations

Arizona law provides a one-year statute of limitations to file a claim after a workplace injury. Delaying beyond this timeframe can result in losing your right to compensation.

Common Workplace Injury Claims in Arizona

In Arizona, some of the most common job-related injuries include:

• Falls from scaffolding or ladders
• Heatstroke from outdoor labor
• Machinery-related injuries
• Carpal tunnel syndrome and repetitive stress injuries
• Chemical or electrical burns

When to Contact an Attorney

Many workers can file a successful claim without legal help. However, if your claim is denied, benefits are delayed, or your injury is serious, it may be wise to consult with a workers’ compensation attorney to ensure you’re being treated fairly and receiving all available support.

Final Thoughts

Arizona’s workers’ compensation laws exist to protect you after a job-related injury—but you have to follow the rules to get the benefits you deserve. Knowing your rights and acting quickly can make all the difference in your recovery.

If you’ve been hurt at work in Arizona, take the time to understand your rights and consider getting help if your recovery hits a legal roadblock.