Workers’ Compensation Laws in Idaho
In Idaho, workers’ compensation is a state-mandated insurance program that provides benefits to employees who are injured or become ill due to their job. Managed by the Idaho Industrial Commission, this system ensures that injured workers receive medical treatment, wage replacement, and support throughout their recovery.
Who Needs Coverage?
All employers in Idaho with one or more employees are required to carry workers’ compensation insurance. This includes part-time, seasonal, and occasional workers. Sole proprietors and partners are exempt unless they elect coverage for themselves.
What Benefits Are Provided?
Qualified injured workers in Idaho may be eligible for:
- Medical expenses paid by the employer’s insurance carrier
- Temporary disability benefits while recovering
- Permanent partial or total disability benefits
- Disfigurement and loss of function compensation
- Vocational rehabilitation and retraining
- Death benefits for dependents
Reporting an Injury
Employees must notify their employer within 60 days of an injury or illness. Employers are then responsible for filing a First Report of Injury with the Industrial Commission within 10 days of being notified.
Choice of Medical Provider
Initially, the employer has the right to designate a physician for the injured worker. However, the employee can request a change with permission from the employer or the Industrial Commission. All treatment must be deemed reasonable and necessary.
Dispute Resolution
If there’s a disagreement over a claim, the worker can request a hearing before the Idaho Industrial Commission. Mediation is also available as a way to resolve disputes without formal litigation. Legal representation is allowed during this process.
Statute of Limitations
Injured workers must file a claim for workers’ compensation benefits within one year from the date of injury, or the last compensation payment, whichever is later. Failure to do so can result in denial of benefits.
Common Workplace Injuries Covered
Idaho workers may receive benefits for:
- Construction accidents
- Slips and falls
- Machinery-related injuries
- Repetitive motion disorders
- Occupational diseases (e.g., lung disease, hearing loss)
Legal Help for Workers
Hiring a workers’ compensation attorney in Idaho might be necessary if:
- Your claim is denied or delayed
- You’re being forced back to work too early
- You believe your settlement offer is too low
- You need help navigating permanent disability
A skilled legal team can help ensure your rights are protected and assist in appealing denied claims or negotiating a better settlement. Don’t face the system alone if your recovery or income is on the line.